Several tools can help you evaluate your financial situation and thus fulfill your dream of becoming a FARMER.

Borrowing capacity
When you start looking for a farm or farming business, it is to your advantage to know your borrowing capacity. Thus, you will know which kind of farming business you are looking for. A good way to do this is to complete a business plan and discuss with your banker before you even find the farm of your dreams. Thus, you will look for a farm to the extent of your means.

Loan Insurance at the Provincial Level – FADQ
Help at the provincial level! Agricultural finance in Quebec may provide guarantees to banks, cashiers and / or vendors with a balance of selling prices. This essentially guarantees the lender in case of non-payment.

Mortgage loan insurance applies to various types of agricultural production.

Federal level support – FCC

Unlike the FADQ, which provides loan certificates for lending institutions, Financing Agricole Canada acts as a direct lender for your agricultural projects. With a good business plan in hand, their dynamic team will be able to give you accurate information on your projects, at a very advantageous rate.

FAC also offers its own “SELLER-BUYER” guarantee formula to guarantee the sale price balances granted by the sellers.

Subsidies
Several subsidy programs exist to help agricultural producers.

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